Job Description
Job Title: Auto PD Adjuster
Work Location: Worcester, MA - Howell, MI - Syracuse, NY - Itasca, IL
Work Type: Hybrid
Duration: Full Time
Job Description
Position Overview
- The Adjuster Service Claims is responsible for managing a caseload of moderately complex claims from initiation to resolution.
- This includes determining coverage, conducting thorough investigations, evaluating damages, and negotiating settlements in accordance with policy terms, best practices, and jurisdictional requirements.
- The role involves direct communication with insureds and third parties, as well as accurate input and management of claim data.
Responsibilities:
- Manage an active pending inventory of approximately 80-120 moderately complex service claims from intake through resolution, receiving an average of new claims daily.
- Conduct thorough investigations, assess liability, handle loop calls, and evaluate damages using established procedures.
- Engage underwriting, legal, and other core stakeholders for comprehensive investigation and evaluations.
- Identify and assign subrogation potential appropriately; set up files to support successful recovery efforts.
- Identify possibly suspicious claims and refer them to the Special Investigation Unit.
- Transfer risk to appropriate parties and implement management techniques to mitigate loss.
- Set reserves and authorize payments within specific limits and moderate scope of authority; utilize discretion and independent judgment.
- Utilize technology and data tools to enhance claims processing efficiency and accuracy in a paperless environment.
- Resolve claims with empathy and customer-centricity; handle sensitive communications professionally and translate complex information for diverse audiences.
- Maintain detailed, compliant, and clear documentation of claim activities and communications so files are easily understood by others.
- Maintain appropriate adjuster licenses and continuing education credits across required states.
- Mentor entry-level adjusters and share best practices learned through training and experience.
- May represent the company in mediations, arbitrations, and trials.
Skills and Experience:
- Education: Associate degree required; bachelor's degree preferred or an equivalent combination of education and experience.
- Experience: Typically requires of relevant front-line Auto claim-handling, investigation, and phone queue experience
- Technical Proficiency: Proficient with basic computer navigation, toggling between multiple systems/applications, and utilizing the MS Office suite; Guidewire experience is a plus.
- Remote Setup: Must possess and maintain a sufficient home-based internet connection (minimum 50 Mbps download / 10 Mbps upload) to ensure productivity in a hybrid environment.
- Negotiation Skills: Ability to learn and handle negotiation conversations independently within authority limits, understanding common tactics for moderately complex resolutions.
- Communication: Clear, professional, and empathetic communication skills across all channels with the ability to de-escalate challenging customer calls.
- Critical Thinking: Operates with decision-making latitude to anticipate, identify, and adapt solutions to changing situations and priorities.
- Organization: Strong organizational and time-management skills to effectively manage multiple tasks and strict deadlines.
- Collaboration: Fosters an environment of teamwork, maintains constructive relationships despite differing perspectives, and actively supports teammates with workload management.
Job Tags
Full time, Remote work, Work from home